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dc.contributor.authorMenéndez Pujadas, Álvaro
dc.contributor.authorMulino, Maristela
dc.coverage.spatialEspaña
dc.coverage.spatialZona euro
dc.date.accessioned2021-07-23T07:41:44Z
dc.date.available2021-07-23T07:41:44Z
dc.date.issued2021-07-20
dc.identifier.urihttps://repositorio.bde.es/handle/123456789/17252
dc.descriptionArtículo de revista
dc.description.abstractAccording to the Bank Lending Survey, in 2021 Q2 the changes in credit standards were negligible in Spain and in the euro area, while loan applications increased across the board in the two areas. Compared with prior quarters, these more favourable developments in loan supply and demand appear to be the result of an improved macroeconomic context. The responding banks in the two areas consider that the non-performing loan ratio led the supply of credit to firms to tighten somewhat in 2021 H1, whereas it barely had an impact on the supply of loans to households. Lastly, in 2021 H1 the supply of loans with public guarantees barely changed in Spain, while in the euro area it eased slightly. The demand for this type of lending decreased in the same period in the two areas.
dc.format.extent16 p.
dc.language.isoen
dc.publisherBanco de España
dc.relation.ispartofEconomic Bulletin / Banco de España, 3/2021
dc.relation.hasversionVersión en español 123456789/17235
dc.rightsReconocimiento-NoComercial-CompartirIgual 4.0 Internacional (CC BY-NC-SA 4.0)
dc.rightsIn Copyright - Non Commercial Use Permitted
dc.rights.urihttps://creativecommons.org/licenses/by-nc-sa/4.0/deed.es_ES
dc.rights.urihttp://rightsstatements.org/vocab/InC-NC/1.0/
dc.subjectFunding
dc.subjectCredit
dc.subjectLoan supply
dc.subjectLoan demand
dc.subjectCredit standards
dc.subjectTerms and conditions on loans
dc.subjectFinancial markets
dc.subjectFinancial analysis
dc.subjectMonetary policy
dc.titleThe July 2021 Bank Lending Survey in Spain
dc.typeArtículo
dc.identifier.bdebib000471555
dc.identifier.bdepubECBU-2021-3B-art25
dc.subject.bdeCréditos
dc.publisher.bdeMadrid : Banco de España, 2021
dc.subject.jelE51
dc.subject.jelE52
dc.subject.jelG21
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