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dc.contributor.authorMenéndez Pujadas, Álvaro
dc.contributor.authorMulino, Maristela
dc.coverage.spatialEspaña
dc.coverage.spatialZona euro
dc.date.accessioned2023-02-01T15:22:19Z
dc.date.available2023-02-01T15:22:19Z
dc.date.issued2023-01-31
dc.identifier.issnISSN: 1695-9086 (en línea)
dc.identifier.issnISSN: 1130-4987 (en papel)
dc.identifier.urihttps://repositorio.bde.es/handle/123456789/29552
dc.description.abstractRationale. This article summarises the main results of the Bank Lending Survey for 2022 Q4 and the expectations for 2023 Q1. It also analyses matters related to funding market access and the impact of other factors on responding banks’ lending policy.Takeaways. •According to the Bank Lending Survey, in 2022 Q4 credit standards tightened across the board in Spain for the third consecutive quarter. •Loan demand fell in the two household segments (house purchase and consumer credit and other lending), while demand from enterprises grew slightly, driven by their greater financing needs for working capital and inventories. •For 2023 Q1, banks once again expect loan supply to contract and loan demand to fall across the board.
dc.format.extent15 p.
dc.language.isoen
dc.publisherBanco de España
dc.relation.ispartofEconomic Bulletin / Banco de España, 2023/Q1, 11
dc.relation.hasversionVersión en español 123456789/29506
dc.rightsReconocimiento-NoComercial-CompartirIgual 4.0 Internacional (CC BY-NC-SA 4.0)
dc.rightsIn Copyright - Non Commercial Use Permitted
dc.rights.urihttps://creativecommons.org/licenses/by-nc-sa/4.0/deed.es_ES
dc.rights.urihttp://rightsstatements.org/vocab/InC-NC/1.0/
dc.subjectFunding
dc.subjectCredit
dc.subjectLoan supply
dc.subjectLoan demand
dc.subjectCredit standards
dc.subjectTerms and conditions for loans
dc.subjectFinancial markets
dc.titleJanuary 2023 Bank Lending Survey in Spain
dc.typeArtículo
dc.identifier.bdebib000473867
dc.identifier.bdepubECBU-2023-Q1-11
dc.subject.bdeCréditos
dc.publisher.bdeMadrid : Banco de España, 2023
dc.subject.jelE51
dc.subject.jelE52
dc.subject.jelG21
dc.identifier.doihttps://doi.org/10.53479/29552
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