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Campo DC Valor
dc.contributor.authorEstrada, Ángel
dc.coverage.spatialEspaña
dc.date.accessioned2023-07-17T10:24:48Z
dc.date.available2023-07-17T10:24:48Z
dc.date.issued2023-06-01
dc.identifier.urihttps://repositorio.bde.es/handle/123456789/30769
dc.descriptionEvento: NPL-DAYS ESPAÑA. Organizado por: DD Talks
dc.description.abstractThe decline in lending accelerated in 2023Q1, with a significant drop for SMEs. The pace of loan repayments has accelerated in most segments. Interest rates on new loans for house purchase and to NFCs are in line with the Euribor, unlike those on new deposits. Higher interest rates will entail a further repricing of mortgages in 2023. Non-performing loans continued to decline, although the NPL and stage 2 ratios stabilised in the quarter. The outstanding balance of ICO loans declined in recent quarters. Listed banks’ earnings grew notably in 2023 Q1, driven by higher net interest income.
dc.format.extent9 p.
dc.language.isoen
dc.publisherBanco de España
dc.rightsReconocimiento-NoComercial-CompartirIgual 4.0 Internacional (CC BY-NC-SA 4.0)
dc.rightsIn Copyright - Non Commercial Use Permitted
dc.rights.urihttps://creativecommons.org/licenses/by-nc-sa/4.0/deed.es_ES
dc.rights.urihttp://rightsstatements.org/vocab/InC-NC/1.0/
dc.subjectSistema financiero y bancario
dc.subjecthogares e individuos
dc.subjectPolítica monetaria
dc.subjectICO
dc.subjectSociedades no financieras / Empresas
dc.subjectMercado inmobiliario / Vivienda
dc.subjectFinanzas de los hogares
dc.subjectDirector General de Estabilidad Financiera, Regulación y Resolución
dc.titleRecent Trends in the Spanish Banking Sector
dc.typePresentación
dc.publisher.bdeMadrid : Banco de España, 2023
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