Registro completo de metadatos
Campo DC | Valor |
---|---|
dc.contributor.author | Martín Oliver, Alfredo |
dc.contributor.author | Salas Fumás, Vicente |
dc.contributor.author | Saurina, Jesús |
dc.coverage.spatial | España |
dc.date.accessioned | 2019-08-10T17:44:26Z |
dc.date.available | 2019-08-10T17:44:26Z |
dc.date.issued | 2005-03-03 |
dc.identifier.issn | ISSN: 0213-2710 (en papel) |
dc.identifier.issn | ISSN: 1579-8666 (en línea) |
dc.identifier.uri | https://repositorio.bde.es/handle/123456789/6819 |
dc.description.abstract | This paper investigates the existence and determinants of interest rates dispersion in loans and deposits of Spanish banks. A unique feature of the research is that it covers a whole industry (thirty products and two hundred banks) from 1989 to 2003. We find that: i) interest rates dispersion is a persistent phenomena in loans and deposits markets |
dc.description.abstract | ii) the differences across products in the observed dispersion can be explained as a function of variables that affect the private net benefits of consumers’ investment in information including search costs (frequency and volume of transactions) |
dc.description.abstract | iii) interest rate dispersion is more sensible to product specific inflation than to changes in the interest rate of the economy |
dc.description.abstract | iv) regulation of standards of transparency by the Spanish Central Bank has been effective in reducing interest rate dispersion. [resumen de autor] |
dc.format.extent | 36 p. |
dc.language.iso | en |
dc.publisher | Banco de España. Servicio de Estudios |
dc.relation.ispartof | Documentos de Trabajo / Banco de España, 0506 |
dc.rights | Reconocimiento-NoComercial-CompartirIgual 4.0 Internacional (CC BY-NC-SA 4.0) |
dc.rights | In Copyright - Non Commercial Use Permitted |
dc.rights.uri | https://creativecommons.org/licenses/by-nc-sa/4.0/deed.es_ES |
dc.rights.uri | http://rightsstatements.org/vocab/InC-NC/1.0/ |
dc.subject | Price dispersion |
dc.subject | Search coast |
dc.subject | Information differentiation |
dc.subject | Inflation |
dc.subject | Transparency regulation |
dc.title | Interest rate dispersion in deposit and loan markets |
dc.type | Documento de trabajo |
dc.identifier.bdebib | 000183719 |
dc.identifier.bdepub | DTRA-200506-eng |
dc.subject.bde | Operaciones y política bancaria |
dc.subject.bde | Regulación y supervisión de instituciones financieras |
dc.publisher.bde | Madrid : Banco de España. Servicio de Estudios, 2005 |
dc.subject.jel | D83 |
dc.subject.jel | G18 |