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dc.contributor.authorAyuso, Juan
dc.contributor.authorMartínez Pagés, Jorge
dc.coverage.spatialEspaña
dc.date.accessioned2019-08-10T17:47:38Z
dc.date.available2019-08-10T17:47:38Z
dc.date.issued2006-08-17
dc.identifier.issnISSN: 0213-2710 (en papel)
dc.identifier.issnISSN: 1579-8666 (en línea)
dc.identifier.urihttps://repositorio.bde.es/handle/123456789/6877
dc.description.abstractTaking the Spanish market for deposits as a case study we show the importance of properly controlling for the quality of the services provided when assessing the degree of banking competition. While a simple approach based on estimating the price elasticity of the residual supply of deposit funds faced by banks does not reveal any increase in competition, such an increase is clear when the interest rate on deposits is “corrected” according to the behaviour of variables that proxy the quality of the different services embedded in a bank deposit. [resumen de autor]
dc.format.extent24 p.
dc.language.isoen
dc.publisherBanco de España
dc.relation.ispartofDocumentos de Trabajo / Banco de España, 0623
dc.rightsReconocimiento-NoComercial-CompartirIgual 4.0 Internacional (CC BY-NC-SA 4.0)
dc.rightsIn Copyright - Non Commercial Use Permitted
dc.rights.urihttps://creativecommons.org/licenses/by-nc-sa/4.0/deed.es_ES
dc.rights.urihttp://rightsstatements.org/vocab/InC-NC/1.0/
dc.subjectBanking competition
dc.subjectPanel data
dc.subjectService quality
dc.titleAssessing banking competition : an application to the Spanish market for (quality-changing) deposits
dc.typeDocumento de trabajo
dc.identifier.bdebib000187876
dc.identifier.bdepubDTRA-200623-eng
dc.subject.bdeOperaciones y política bancaria
dc.publisher.bdeMadrid : Banco de España, 2006
dc.subject.jelG21
dc.subject.jelD40
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